Rural banking in China: geographically accessible but still financially   excluded?

doi:10.1080/00343404.2015.1100283

CORC > 北京大学 > 城市与环境学院

	Rural banking in China: geographically accessible but still financially excluded?
	Yeung, Godfrey ; He, Canfei ; Zhang, Peng
刊名	REGIONAL STUDIES
	2017
关键词	rural banking geographical exclusion financial exclusion China SERVICES INDUSTRY LOS-ANGELES EXCLUSION CONSEQUENCES OWNERSHIP
DOI	10.1080/00343404.2015.1100283
英文摘要	Rural banking in China: geographically accessible but still financially excluded? Regional Studies. Based on the distribution patterns of rural credit cooperatives in about 2200 counties in 2009, this paper examines two aspects of financial exclusion in rural China after the restructuring of the banking industry. Despite the state's efforts to ensure financial inclusion in rural areas, poor farmers could be spatially included while still being denied loans due to their inability to provide collateral, and the lack of formal credit records. The mismatch between the supply and demand of credit has led to informal loans substituting for formal loans and thus contributed to the proliferation of informal banking in China.; National University of Singapore's Academic Research Fund [R-109-000-154-112]; National Natural Science of China [41425001]; SSCI; ARTICLE; 2,SI; 297-312; 51
语种	英语
内容类型	期刊论文
源URL	[http://ir.pku.edu.cn/handle/20.500.11897/469390]
专题	城市与环境学院
推荐引用方式 GB/T 7714	Yeung, Godfrey,He, Canfei,Zhang, Peng. Rural banking in China: geographically accessible but still financially excluded?[J]. REGIONAL STUDIES,2017.
APA	Yeung, Godfrey,He, Canfei,&Zhang, Peng.(2017).Rural banking in China: geographically accessible but still financially excluded?.REGIONAL STUDIES.
MLA	Yeung, Godfrey,et al."Rural banking in China: geographically accessible but still financially excluded?".REGIONAL STUDIES (2017).